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Closing Protection Letter (CPL) : A Closing Protection Letter (CPL) is a document issued by a title insurance company to protect the lender and/or the buyer against financial loss due to errors or fraud committed by the closing agent during the real estate closing process. It essentially provides insurance coverage for certain actions or omissions by the closing agent that could result in financial harm to the parties involved in the transaction.

E-Recording : E-recording services enable the electronic submission of real estate documents, such as deeds, mortgages, and liens, to county recording offices for official recording. Instead of physically delivering paper documents to the recorder's office, e-recording allows for a faster, more efficient, and secure process by submitting documents electronically through a trusted service provider. This digital method streamlines the recording process, reduces paperwork, and improves overall efficiency in real estate transactions.

Payoff Placements : Payoff placement typically refers to the process of arranging for the final payment or settlement of a debt, such as a mortgage or a loan. This involves contacting the lender or creditor to determine the exact amount needed to fully satisfy the debt, including any accrued interest or fees. Once this amount is determined, the borrower or their representative arranges for the payment to be made to the lender or creditor, effectively "placing" the payoff amount to settle the debt in full.

Final Closing Disclosures : Final Closing Disclosure. It's a document provided to the borrower by the lender at least three business days before the scheduled closing of a mortgage loan. The Final CD outlines all the details of the loan, including the loan terms, closing costs, and the amount of money the borrower needs to bring to the closing table. It's a crucial document that allows borrowers to review and understand the final terms of their loan before closing.

Final Policy Typing : The Process of typing the final insurance policy document that protects the property owner and lender against any losses arising from defects in the title. This document outlines the coverage and terms of the insurance policy based on the title search and examination conducted during the underwriting process. It's the culmination of the title insurance process and is typically issued after the closing of a real estate transaction..