Flood Determination

We offer a comprehensive one-time FEMA Standard Flood Hazard Determination Form, encompassing all necessary details, including

Special Flood Hazard Area (SFHA) Status: Indicates whether the property is located within a SFHA, where there's a higher risk of flooding.

The Base Flood Elevation (BFE) : The Base Flood Elevation (BFE) is the anticipated height floodwaters could reach during a 1% chance flood in a given year. It's a crucial reference point for flood risk assessment and determining appropriate building practices and insurance requirements.

Flood Zone Designation: : Specifies the specific flood zone in which the property is situated, such as Zone A, Zone AE, Zone X, etc. This designation helps determine flood insurance requirements and rates.

NFIP Eligibility: Determines whether the property is eligible for coverage under the National Flood Insurance Program. NFIP offers flood insurance to property owners, renters, and businesses in participating communities to help mitigate the financial impact of flood damage.

Community Number & Status: Identifies the community in which the property is located and its participation status in the NFIP. Communities must participate in the NFIP to make flood insurance available to its residents.

Effective FEMA Flood Insurance Rate Map (FIRM) and Panel Number: Specifies the date and version of the FEMA FIRM used for the determination, along with the panel number. FIRMs depict flood risk zones and base flood elevations in a community.

Coastal Barrier Resources System (CBRS) Status: Indicates whether the property is located within a designated CBRS area. CBRS areas are protected coastal environments where federal funding for development and infrastructure is limited.

Letter of Map Amendment (LOMA) or Letter of Map Revision (LOMR) Applicability: Specifies whether the property owner has applied for or received a LOMA or LOMR, which can change the flood zone designation or remove the property from the SFHA. These details help property owners, insurance providers, and local governments understand flood risk, insurance requirements, and any mitigation measures necessary to reduce vulnerability to flooding.