Title Search Services

Current Owner Search (O&E) : A current owner search is a title search conducted to identify and verify the current legal owner of a property, ensuring they have the authority to sell it. It helps uncover any potential issues with the property's title, such as liens or claims, to facilitate a smooth real estate transaction.

Two Owner Search : A two-owner search is a title search that examines the ownership history of a property for the two most recent owners. It verifies the current owner's legal right to sell the property and helps identify any potential issues with the title, providing insights into the property's ownership status and associated risks.

Full Search : A full search, also known as a comprehensive title search, is a thorough examination of a property's ownership history, typically going back many years. It involves researching public records to trace the chain of ownership from the current owner back to the original owner or the property's creation. This search uncovers any liens, encumbrances, or other issues that could affect the property's title, providing a detailed understanding of its ownership status and potential risks for buyers and lenders.

Foreclosure Search : A foreclosure search is a type of title search conducted to identify any existing or pending foreclosure proceedings against a property. It involves examining public records, such as court documents and notices, to determine if there are any foreclosure actions initiated by lenders or other parties due to defaulted mortgage payments or other reasons. This search helps buyers and lenders assess the risks associated with purchasing or financing a property that may be subject to foreclosure proceedings.

Update Search : Update search" typically refers to refreshing or checking for new information within a system or software. It's like hitting the refresh button to see if there are any new updates or changes available.

Liens and Judgment Search : A liens and judgment search is a process to uncover any outstanding liens or judgments against a property or an individual. Liens are legal claims against property to secure debts, while judgments are court orders to pay a debt. This search is often conducted before buying property or entering into financial agreements to ensure there are no surprises or legal encumbrances.

Commitment Typing : Gathering the data from the title searches, lien searches, and property tax status reports and verifying them. Typing the following reports- Vesting, Chain of title, Mortgage, Judgments/liens, and taxes information into the Client Application as per the Abstract report and generate the commitment report.